September 11, 2024
Who Is Liable if I Am Injured in an Uber or Lyft Accident?
Rideshare services like Uber or Lyft have heralded an era of convenience and efficiency for city tourists and residents alike. But when your driver gets into an accident, and you need monetary compensation for your injuries, what should be your first move? Unfortunately, the answer is not always straightforward: the numerous parties involved and the ride status of your vehicle can blur the legal picture and make it harder for you to file a proper insurance claim. However, Anthony C. Gagliano III, P.C. has helped numerous clients claim the compensation they needed to cover their rideshare-related damages. We are here to help answer all your questions.
How Does Liability Work in Rideshare Accidents?
If your driver gets into a collision, you might immediately consider filing a claim against Uber, Lyft, or the applicable rideshare company. However, because the drivers usually work as independent contractors instead of employees, those drivers will generally bear the brunt of liability.
Uber and Lyft provide insurance coverage for their drivers, depending on the circumstances. If the accident occurs while the rideshare driver is logged into the app but has yet to accept a request, they provide limited liability coverage. If the collision occurs during an active ride, the coverage increases significantly, sometimes cresting $1 million in liability insurance for bodily injury and property damage.
What If Another Driver Is at Fault?
If another motorist causes your Uber or Lyft accident, you can file a claim against that driver for monetary compensation. Pennsylvania law requires all drivers to take out minimum liability insurance, which should cover their accident-related expenses. Sometimes, the at-fault driver fails to carry the required insurance. You can opt to carry uninsured/underinsured protection, which will help cover your costs if the at-fault driver’s policy cannot.
Can You Hold Uber or Lyft Responsible for Your Injuries?
You will generally find it challenging to hold Uber or Lyft directly liable for your accident, especially because their hiring practices partially shield them from responsibility for collisions. However, if you can prove a direct link between the company’s negligence and your collision, you might have grounds to pursue a claim against the company.
Protect Your Rights With the Montgomery County Uber and Lyft Accident Lawyers at Anthony C. Gagliano III, P.C.
If you need legal assistance after a rideshare car accident, our seasoned Montgomery County Uber and Lyft accident lawyers at Anthony C. Gagliano III, P.C. can help. We will walk you through your legal options, gather the necessary evidence for your claim, negotiate with insurance companies on your behalf, and present your strongest case in court if necessary. Call us at 267-861-7100 or fill out our online contact form for a free consultation. Our Philadelphia and King of Prussia, Pennsylvania offices serve clients in Montgomery County, Delaware County, Bucks County, Chester County, and Norristown.