January 18, 2025

What Should I Do if I am in a Rideshare Accident?

A Norristown Car Accident Lawyer at Anthony C. Gagliano III, P.C. Can Represent You in a Rideshare Case

The popularity of rideshare services like Uber and Lyft has grown exponentially over the past decade. However, car accidents involving these services can be complicated due to liability and insurance coverage issues. Knowing the steps to take after a rideshare accident is essential for protecting your rights and seeking proper compensation.

Should I Seek Medical Attention Immediately After an Accident?

Yes, that is one of the most important steps to take after a rideshare accident, even if you do not feel injured initially. Some injuries may not be immediately apparent but could worsen over time.

Documenting your medical condition and receiving a professional assessment is vital to your well-being and supporting any potential legal claims. We also recommend following the physician’s orders; that can also show the extent of your injuries and your dedication to recovering.

What Information Should I Gather at the Scene?

After a rideshare accident, we suggest gathering the following details:

  • The name of the rideshare driver and the rideshare company
  • The contact information of all parties involved, including witnesses
  • Photos and videos of the accident scene, vehicles, and any visible damage
  • A copy of the accident report when it is available

Having this information can support insurance claims or legal proceedings.

How Do Insurance Policies Work for Rideshare Accidents?

Insurance coverage for a rideshare crash depends on whether the driver was actively providing a ride or simply logged into the rideshare app. Both Uber and Lyft provide insurance at different stages:

  • Offline: The driver’s personal insurance policy applies.
  • Logged In, but No Ride Accepted: Limited liability coverage is available through the rideshare company.
  • During a Ride: Full liability coverage is provided by the rideshare company, which may cover medical expenses and property damage.

Should I Report the Accident to the Rideshare Company?

Yes, reporting the accident to the rideshare company is essential. These rideshare companies require drivers and passengers to report any incidents that occur during rides. That way, the company can initiate the appropriate insurance coverage and begin the claims process.

What Should I Do if the Rideshare Driver Is at Fault?

If the rideshare driver is responsible for the accident, their personal or employer’s liability coverage will generally cover medical expenses and damages. However, if the driver lacks sufficient insurance, other options, such as your own insurance or coverage through the rideshare company’s umbrella policy, may come into play.

What Happens if Another Driver Is at Fault?

When another driver is at fault, their insurance will typically cover your medical bills and other damages. The same situation may apply when an at-fault driver has inadequate insurance coverage; you might have to rely on uninsured or underinsured motorist coverage provided by your own insurance policy. In some cases, the rideshare company’s insurance policy might cover your losses.

Should I Contact a Lawyer After a Rideshare Accident?

Consulting with a legal professional after a rideshare accident can be beneficial, especially if you have serious injuries or property damage. Uber and Lyft are large companies with their own legal teams with the goal of minimizing losses. An experienced lawyer can guide you through the complex insurance claims process, handle negotiations with large insurance companies, and help protect your rights if the situation escalates.

A Norristown Car Accident Lawyer at Anthony C. Gagliano III, P.C. Can Represent You in a Rideshare Case

If you were injured in a rideshare crash, turn to a Norristown car accident lawyer at Anthony C. Gagliano III, P.C. for legal advice. For a free consultation, call the Philadelphia and King of Prussia, Pennsylvania, offices at 267-861-7100 or complete the provided online form. Clients in Montgomery County, Delaware County, Bucks County, Chester County, and Norristown are proudly served.